Investments

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

Planning for the future

There are many different methods of achieving long term financial goals - be it investing for income or growth in a range of assets, or reorganising finances in a cost effective and tax efficient method.

The real skill is knowing which of these is most suitable for you, when to implement them (and how long for), how they will work together and what future events could impact on them. This is where an experienced, well qualified member of our team can help you.

Your ISA

The Term ISA in the UK stands for an 'Individual Savings Account'‘'

An investment account that is tax-efficient is a stocks and shares ISA, commonly referred to as an investment ISA. This means that, up to a specific amount, you are not required to pay income tax or capital gains tax on money earned from investments made under the ISA. Individual Savings Account, or ISA. Dividends from shares are tax-free, and any gains from investments are exempt from capital gains tax.

Stocks and Shares ISAs can be an excellent way to save money for medium- or long-term objectives. A stocks & shares ISA will typically offer higher value than cash savings if you have money that you feel comfortable saving for several years without touching.

If you are considering taking financial planning advice please get in contact with us.